Life INSURANCE ADVICE

can be better
Life insurance is complex. 1.) Do you need it? 2.) How much do you buy? 3.) What kind do you get? Below we will help you think about some of the facts about life insurance.
41% OF U.S. ADULTS HAVE NO LIFE INSURANCE
That is 95 Million People!! With such a huge amount of people without it, do you need it? If you have a spouse, kids, family members, or a significant other who depends on you, the answer is likely YES
4 THINGS TO THINK ABOUT WHEN DETERMINING HOW MUCH INSURANCE YOU MIGHT NEED

1. Do you own a home

Some people would like to know that if something happened to them, a spouse, family member, or significant other, they would not be burdened with a mortgage payment.

2. What debts do you have?

Including what debts a spouse, family member, or significant other is jointly responsible for could be a huge help.

3. Would a spouse need to work?

Look at the cost to hire someone to perform the task a stay at home parent provided: day care, housekeeping, cooking, financial management, etc...

4. Salary

Your current salary could be drastically different from what you accounted for on an old policy.
50%
of American Households Say They Need More Life Insurance
What Kind of Life Insurance Should I Get?
TERM, UNIVERSAL AND WHOLE
Having the right life insurance can help you greatly. Ask questions of professionals and look at the best choice for you, not what pays some agent the most $.

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Although insurance products can be complex, we take a simple systematic approach to balance cost and risk while always focusing on you.

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